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Banking & Finance

As regional counsel to large banks, principal external counsel to several community financial institutions, and regular counsel to banks and other lenders from inside and outside the state, we serve the entire spectrum of legal needs of these entities including commercial banking and financing transactions, documentation matters, regulatory issues, mergers and acquisitions, and litigation, including creditors’ rights matters and a variety of contract, tort and lender liability litigation.  Banking and Finance is one of the areas for which the firm is best known.  Representative engagements include:

Credit and Finance:

  • Negotiating, documenting and closing all types of commercial, real estate and agricultural loans, leases, syndications and other transactions
  • Workouts and restructurings
  • Loan form documentation
  • International trade
  • Representation of Trust Departments
  • Ship Mortgages and related vessel documentation
  • Local Counsel Opinion Letters in connection with multi-state loan transactions
  • Mortgage Tax Allocation Orders

Specialized Banking and Finance Litigation:

  • Representation of lenders and borrowers in lender liability and environmental
  • Representation of lenders in collection matters, including those in bankruptcy
  • Consumer class actions
  • Administrative actions before regulatory bodies

Mergers, Acquisitions, Formations and Regulatory matters:

  • Representation of both buyers and sellers in mergers and acquisitions
  • Private placement of securities
  • Trust preferred securities
  • Chartering de novo financial institutions
  • Organization of bank holding companies
  • Enforcement matters resulting from bank examinations
  • Counsel to Boards of Directors
  • General practice regulatory advice

Recognition

U. S. News rates our firm “Tier 1” in “Banking and Finance”